Refer Clients.
Earn More.
No FCA Licence
Required to Start.
Partner with Ever North as an introducer. We handle regulated advice — you earn referral fees on every successful case. Two tiers to suit your needs.
No monthly fees for Standard Introducers · Paid on completion · Partner App included
Two Tiers
Choose the Right Introduction Model for You
Whether you have an FCA registration or not, there's a tier that fits your situation.
Tier 1
Standard Introducer
No FCA registration required. Refer clients ad hoc — whenever you have someone to send. Simple, fast, free to register.
- No FCA registration required
- Refer clients ad hoc — whenever you have someone to send
- Simple online referral form — takes 2 minutes
- Referral fee paid on successful case completion
- Track all referrals via Finance Magic Partner App
- Covers: mortgages, protection, commercial finance, equity release
- No monthly fees — free to register
- No minimum volume commitment
Ideal for
Estate agents, solicitors, accountants, employers, HR professionals — anyone with a professional network who encounters clients needing mortgage advice.
Tier 2
Master Introducer / IAR
For FCA-registered individuals. Added to the Ever North FCA register as an Introducing Appointed Representative. Greater involvement, higher commission.
- FCA registered individuals only
- Added to Ever North's FCA AR register as Introducing AR
- Can create and manage cases on behalf of clients
- Full Finance Magic platform access to submit cases
- Higher commission structure than Standard tier
- Minimum activity commitment required
- Initial compliance meeting with David Potton
- Full compliance support and training provided
Ideal for
Ex-mortgage advisers, financial planners, IFAs and sophisticated estate agents who hold an FCA Individual Registration and want a deeper commercial relationship.
Finance Magic Partner App
Your Referral Business
In Your Pocket
All introducers — Standard and Master — get access to the Finance Magic Partner App. Track every referral, see your commission pipeline, and stay connected to our advisers from anywhere.
- Submit referrals in seconds
- Track status of every referral in real time
- See commission earned and pending
- Direct message finance advisers
- Access product information
- Download compliant marketing materials
Finance Magic
Partner Portal
Active Referrals
12
Commission Due
£840
Who Can Introduce
Our Introducer Scheme Is Open to Any Professional
If you work with people who need mortgages, you can introduce them to Ever North and earn.
Earning Potential
What You Earn
Paid on completion. No thresholds. No monthly fees for Standard Introducers.
Standard Introducer
Per Case
Referral fee on every completion
- Referral fee agreed at registration
- Varies by product and loan size
- Paid monthly on completion
- No monthly fees to register
- No minimum volume required
Master Introducer
Higher %
Commission on every case placed
- Higher commission than Standard tier
- Monthly pipeline income potential
- Access to Finance Magic platform
- Create and manage cases directly
- FCA Individual Registration required
Both Tiers
£0
No upfront costs for Standard
- No upfront joining costs
- No monthly fees (Standard)
- Paid on completion only
- Finance Magic Partner App access
- Marketing materials included
You Refer. We Handle Everything Else.
What Ever North Handles
You make the introduction. Our FCA-regulated team manages the entire mortgage process.
All Regulated Advice
Every piece of regulated mortgage advice is given by our FCA-authorised advisers.
KYC & AML Checks
Client identity verification and anti-money laundering checks handled in full.
Suitability Reports
Full FCA-compliant suitability reporting completed for every client case.
Lender Applications
Case submission, lender negotiation and application management end to end.
Ongoing Client Support
Post-completion client care — so your referral remains well served.
Regulatory Compliance
FCA compliance, Consumer Duty and all regulatory obligations — all on us.
Common Questions
Frequently Asked Questions
Do I need an FCA licence to introduce clients?
No. Introducing clients to a mortgage adviser is generally not a regulated activity under FSMA 2000, provided you do not give regulated mortgage advice yourself. As a Standard Introducer, you simply pass contact details and general requirements — Ever North handles all regulated activities from that point.
How do referral fees work?
Referral fees are agreed at the point of registration and are competitive with market rates. For Standard Introducers, a fee is paid per successful completion. For Master Introducers, a higher commission structure applies. All fees are paid monthly via bank transfer once cases complete — no minimum threshold.
What's the difference between Standard Introducer and Master Introducer?
A Standard Introducer has no FCA requirement — you simply refer clients and earn a fee on completion. A Master Introducer (IAR) is FCA-registered and is added to the Ever North AR register as an Introducing Appointed Representative. Master Introducers can create and manage cases on behalf of clients using the Finance Magic platform and earn a higher commission. Master Introducer status requires a compliance meeting with David Potton and a minimum activity commitment.
How do I track my referrals?
Both Standard and Master Introducers get access to the Finance Magic Partner App — you can submit referrals, track case status in real time, see commission earned and pending, and message Ever North's advisers directly. Available on iOS and Android.
What products can I refer?
You can refer clients for residential mortgages (first-time buyers, remortgages, movers), buy-to-let mortgages, commercial finance, equity release, and protection insurance. Ever North's advisers cover whole of market across 90+ lenders.