The UK's Most Advanced Mortgage Network
FCA-authorised principal firm for ambitious advisers, appointed representatives and introducers. Whole-of-market proposition. Finance Magic™ technology. Digital compliance. Earn £100K+.
Finance Magic™ — Powered by Ever North
Finance Magic™ is the consumer-facing trading style and brand of Ever North Limited. Clients seeking mortgage, protection and financial advice visit financemagic.co.uk — but behind every client interaction is Ever North's robust FCA authorisation, compliance infrastructure and adviser network.
As an Ever North adviser or AR, you trade under our FCA umbrella (Ref: 800196), access the Finance Magic platform and deliver advice through a brand that clients trust. You get the infrastructure; clients get the experience.
Visit financemagic.co.uk ↗How It All Connects
Everything You Need to Build a Market-Leading Practice
Market-Leading Income
Keep 95% of income on your own clients as an AR.
Finance Magic Platform
AI-powered sourcing across 90+ lenders. Real-time rates, digital applications and automated compliance checks.
Finance Magic Partner App
Your dedicated mobile app. Introduce clients, track income, monitor cases and contact your compliance team — all from your phone.
Digital Compliance
Full SMCR compliance, RegData, digital file reviews and audit trail — entirely paperless, saving you hours every week.
Whole of Market
Residential mortgages, commercial finance, bridging, development finance, equity release and protection — all under one roof.
Fast Onboarding
From application to live trading in as little as 2 weeks. Fully digital process — no paper, no delays.
Choose Your Path to Success
Adviser Track
For CeMAP-qualified advisers — whether you're new to the industry or an experienced professional ready for a better network.
- Full Training & Competency programme
- Supervised cases for new-to-industry advisers
- Competency sign-off and professional development
- Lead generation access after competency achieved
- Finance Magic platform from Day 1
- Earnings start from Day 1 of live trading
AR / Firm Track
For sole traders, small firms and experienced advisers who want full independence under an FCA umbrella — without the overhead of direct authorisation.
- FCA principal umbrella — trade under Ref: 800196
- PI insurance fully covered
- SMCR compliance handled for you
- Own branding and client relationships
- Finance Magic platform included
- Bring your own clients and leads
Finance Magic Partner App
Your business in your pocket. The Finance Magic Partner App gives introducers and AR firms real-time visibility over their pipeline, income and compliance — all in one beautifully designed mobile experience.
- Introduce clients digitally — no paperwork
- Track commission & income in real time
- View pipeline and live case status
- Contact advisers and compliance team directly
- Access training resources and guides
- Digital document upload and storage
- Push notifications and deal updates
Available for Introducers and AR firms
How We Compare to Other Networks
See why advisers and ARs choose Ever North
| Feature | Ever North | Typical Network |
|---|---|---|
| Monthly AR Fee | £500 all-in | £750–£1,200+ |
| Income Split (own clients) | Keep 100% | 80–85% |
| Technology | Finance Magic Platform | Basic CRM / none |
| Partner App | Included | Not available |
| Digital Compliance | Fully digital | Paper-based |
| Onboarding Speed | 2 weeks | 4–8 weeks |
| Lead Generation | After competency | Limited / paid |
| Contract | 30-day rolling | 6–12 month minimum |
| Exit Fees | None | Often apply |
| Products | Mortgages + Commercial + Protection + Equity Release | Mortgages only |
Your Income Trajectory
Building your client base, supervised period, learning the Finance Magic platform
Established pipeline, commercial add-ons unlocked, growing referral network
Full commercial suite, protection, equity release, repeat and referred clients
AR firms operating with a team of advisers can earn significantly more. Figures are illustrative based on network averages and are not guaranteed.
How to Join Ever North
Express Interest
Fill in our online form — takes just 3 minutes. No commitment required.
Brief Discussion
A quick call with our team to understand your goals and the right track for you.
Compliance Check
Digital document submission and due diligence. Fast, straightforward, fully online.
Go Live
Start trading within 2 weeks with full system access, platform login and support.
Already Have Professional Relationships? Become an Introducer
You don't need to be a qualified adviser to earn with Ever North. Our introducer programme allows estate agents, solicitors, accountants and other professionals to refer clients and earn fees.
Standard Introducer
No FCA registration required- No FCA registration required
- Refer clients on an ad hoc basis
- Earn referral fees per completed case
- Simple online referral form
- Track referrals via the Partner App
Master Introducer / IAR
FCA registered- FCA registered as Introducer Appointed Representative
- Create and submit cases directly
- Higher earnings than standard introduction
- Full compliance support provided
- Added to Ever North FCA register
What Our Network Members Say
“The Finance Magic platform is like nothing else in the market. Real-time lender rates, automated compliance checks and a client portal that makes you look ultra-professional.”
“I came from a big network and the difference is night and day. Ever North's digital-first approach means I spend my time advising, not doing paperwork.”
“The £500/month AR proposition is exceptional value. I keep 95% of my income on my own clients and have full FCA cover. The Partner App makes running my business so much easier.”
Ready to Build Something Bigger?
Join the network that puts technology, compliance and your income first.
Or email us at onboarding@ever-north.com